As had been reported nationally, individual health insurance rates are experiencing double digit increases for January 1, 2026. The median premium increase is estimated at 18% nationally due to rising healthcare and prescription drug costs.

MSMS PIA can help you compare and enroll in individual coverages for BCBS, BCN Priority Health and Health Alliance Plan. PIA has decades of experience; our agents can provide counsel on how to maximize coverage and save on premiums along with assisting with benefit and claims questions.

Open Enrollment for individual coverage is November 1, 2025 – December 15, 2025, for a January 1, 2026, effective date. This coverage is beneficial for the following:

• A dependent who is 26, and is aging off a parent’s policy
• Loss of coverage from another health plan
• Medical Students and Residents
• Physicians or family members who do not quality for group health insurance

For more information, please contact Dee Wheelock, Insurance Agent, at 517-336-7591, or dwheelock@msms.org.